Terms of Service

Last Updated: February 1, 2026

1. Acceptance of Terms

By accessing and using the website of The Sosa Insurance Group ("Company," "we," "us," or "our"), you accept and agree to be bound by these Terms of Service. If you do not agree, please do not use our website.

2. Services Description

The Sosa Insurance Group is a licensed insurance brokerage agency providing Medicare-related insurance advisory services in New Jersey. Our services include helping clients compare and enroll in Medicare Advantage, Medicare Supplement (Medigap), and Medicare Part D prescription drug plans. Our advisory services are provided at no cost to the consumer.

3. No Guarantee of Benefits

We do not guarantee any specific insurance benefits, coverage amounts, or premium rates. All insurance products are subject to the terms, conditions, limitations, and exclusions of the applicable insurance carrier's policies. Benefits and premiums may change annually.

4. Not Government Affiliated

The Sosa Insurance Group is not affiliated with or endorsed by the U.S. government, the Centers for Medicare & Medicaid Services (CMS), or any state government agency. We are an independent, licensed insurance brokerage.

5. Licensing

All of our insurance advisors are licensed in the State of New Jersey and maintain all required certifications, including annual AHIP certification for Medicare sales.

6. Privacy

Your use of our website is also governed by our Privacy Policy. Please review our Privacy Policy for information on how we collect, use, and protect your personal information.

7. Accuracy of Information

While we strive to provide accurate and up-to-date information, we make no warranties or representations about the accuracy, completeness, or reliability of any content on this website. Medicare plan details, premiums, and benefits change annually and may vary by location.

8. Third-Party Links

Our website may contain links to third-party websites. We are not responsible for the content, accuracy, or practices of any third-party sites.

9. Limitation of Liability

To the fullest extent permitted by law, The Sosa Insurance Group shall not be liable for any indirect, incidental, special, consequential, or punitive damages arising out of your use of our website or services.

10. Contact Information

If you have questions about these Terms of Service, please contact us:
The Sosa Insurance Group
450 Pleasant Valley Way, West Orange, NJ 07052
Phone: 800-552-1934
Email: info@thesosainsurancegroup.com