Original Medicare (Parts A & B) is provided by the federal government. It helps pay for hospital stays and doctor visits, but it doesn’t cover everything.
You may add coverage by enrolling in one or more private Medicare or Medicare-related plans.
• Medicare supplement insurance plans (Medigap) help pay some of the out-of -pocket costs that come with Original Medicare.
• Medicare prescription drug plans (Part D) help pay for prescription medications. Original Medicare does not cover prescription drugs.
• Medicare Advantage plans (Part C) offer an alternative to Original Medicare. Plans combine Part A and Part B coverage in one plan. They often include prescription drug coverage, too. Some plans offer additional benefits like coverage for routine vision and dental care.