Medicare Part A

Hospital insurance

Medicare Part A covers hospital stays and inpatient care, including:

  • A semi-private room
  • Your hospital meals
  • Skilled nursing services
  • Care in special units, such as intensive care
  • Drugs, medical supplies and medical equipment used during an inpatient stay
  • Lab tests, X-rays and medical equipment as an inpatient
  • Operating room and recovery room services
  • Some blood transfusions in a hospital or skilled nursing facility
  • Inpatient or outpatient rehabilitation services after a qualified inpatient stay
  • Part-time, skilled care for the homebound
  • Hospice care for the terminally ill, including medications to manage symptoms and control pain
    Getting

Medicare Part A is hospital insurance.

Medicare Part A generally covers inpatient hospital stays, skilled nursing care, hospice care, and limited home health-care services. You generally won’t have to pay a monthly premium for Medicare Part A if you or your spouse paid Medicare payroll taxes for 40 quarters or more. But you do need to pay deductibles before Medicare will cover any hospitalization costs.

You cannot be denied Medicare Part A coverage. You may go to any qualified health care provider in the United States who participates in the Medicare program and is accepting Medicare patients.

Medicare Part A Costs

  • Copays, deductibles, and premiums, vary per calendar year

Part A coverage and costs are based on benefit periods.
A benefit period begins the day you’re admitted to the hospital.
It ends when you’ve been out for 60 days in a row.